This book is a fictional story that reveals a truth (like acres of diamonds or the richest man in Babylon.)
Note that it reveals the secret of material wealth only – the doing and having aspect only. The BE-ingness is not included at all and our Beingness is the secret of perpetual happiness! Just Be aware of this when reading. Enjoy!
Class Reunion 2025
Where the secret of material riches are revealed.
“Class of 05” announces the sign strung from the rafters of the hall where the twenty year school reunion is being held. There’s a large gathering around a man standing beneath the banner. He’s considered the most successful member of the 2005 graduating class, for he is wealthy and powerful.
Bob lives an enviable lifestyle. He donates large sums to various charities, yet each year sees an increase in his wealth. Strangely, he was not picked as the most likely to succeed in the graduating yearbook – in fact no mention was made of his potential at all. The gathered old boys, curious at his success, were crowding around asking questions.
“How did you do it? Is it luck? Did you inherit your riches? How do you manage to have everything while many of us struggle to make ends meet? You weren’t top of the class; you studied the same subjects, under the same teachers. Why has your life turned out so differently from ours?” The questions washed over him like a Tsunami.
Raising his hand for silence Bob looked around the sea of remembered faces, rubbed his chin thoughtfully, and replied. “Because you’re old school-friends I’ll share the secrets of my success with you tonight. The great news about my success is that you too can do what I’ve done, have the things I have, or even more, if you want.” He pulled up a chair and sat comfortably facing the audience, who moved into a circle around him.
“My friends, it is true that we shared common ground when we were at school. You will find nothing in our schooling that accounts for the differences in our fortunes – rather the answer lies in what happened AFTER leaving. For it was then that my true education began and the differences in our fortunes started. Know that knowledge is of two kinds. The first type is of things known. This is the type we receive in school and it’s commonly called general knowledge. Then there is the learning of unknown or empowering knowledge. This is available only to those who seek it.”
“It’s in this area of hidden knowledge that the principles of wealth creation, and retention, lay. If you are not wealthy it is because you either don’t know, or don’t practice, these wealth principles. Most likely the first. Neither luck or inheritance have a part to play in true wealth creation – it is the application of the wealth principles that creates wealth, and it is these that must be sought after, found and put into practice.”
“School teachers don’t know the wealth principles because they are not general knowledge! Think it out for yourself. If teachers knew how to be wealthy they would be driving around in Rolls Royces or Mercedes! No, the wealth principles lie outside of the schooling system and teachers never leave school to find them!”
“What about Luck, which some say is the source of wealth? I believe that luck is a fickle master that may lead you to unearned riches, then back into poverty with the same ease. Luck makes spendthrifts of many recipients, for there is no value to unearned money. Too soon the money will evaporate leaving only insatiable cravings and unfilled desires.
Others luck makes into misers who starve in the midst of their gold: they wont spend their money for they don’t know how to replace it once it’s gone. How can they? The money came by chance, not design, thus it’s not consciously repeatable. They hide themselves away in fear of robbery that could remove the money so easily gained. How unfortunate and lonely is the life of a miser! There may be some who can take their good fortune and make it multiply for them, still retaining their happy ways. But I have not come across many like this, so far.” A hum of agreement came from the listening group and there was a general nodding of heads.
One of Bob’s classmates spoke out, “So your wealth is not because of luck or inheritance – we now understand this. So please tell us how you came into your great wealth.”
“Certainly,” Bob agreed. “After leaving school it dawned on me one day that there were two paths I could follow. One led to wealth and all the good things in life, the other to small rewards with years of scrimping and struggling. I saw this reflected in the lives of other people in society, on TV, in magazines and in my friends and work-mates. Yet it is the latter path of refined poverty that the majority seem to travel, despite their unhappiness of this lifestyle.”
A member of the audience chipped in, “Money doesn’t solve all your problems!”
“You’re certainly right about that! In fact money only solves the problems that money solves,” replied Bob, “But that’s a heap of problems solved, my friends!” The crowd laughed heartily at this pithy truth.
After the chuckling had faded bob continued, “With money you have CHOICES. You can travel, buy fine artworks, always have the best and donate money to worthy causes. You have a freedom of lifestyle with money as your tool.
I decided that I would rather have money than not, as long as I could find a way that didn’t sacrifice my principles or inner happiness. A thought occurred to me that there must be someone in this world who’d already done what I wanted to do. “If only,” I reasoned, “If only, I could find that person and ask him HOW he did it, then I’d know how to do it too!” Little did I know that this thought had set in motion a chain of events that would lead me to unlimited prosperity! With the benefit of hindsight I know now that there are thousands of such people in the world, but at that stage I was totally ignorant of this fact. These people are living treasures and like all treasures they are not immediately obvious. Rather they are hidden, veiled if you like, and must be sought out. But I had made the first step, which was expressing the desire. I decided to dedicate my efforts to seeking this goal.”
“In the meantime, to keep body and soul together, I found work as a clerk in an accountants office. The pay was low for I was young and inexperienced. I laboured long and hard for, it seemed, very little pay. Even as time raised my income I found myself slipping into a vicious cycle of debt, with my outgoings easily catching up to my net income. I was on the same treadmill as everyone else and my dream seemed to slip further away with each passing day.”
“One day a wealthy client came in – it was the busy season and he wanted a complicated job done in a hurry. The boss promised to have it done in two days and promptly handed it over to me, proving the old saying, “Nothing is impossible for the man who doesn’t have to do it himself.” Predictably the work wasn’t finished in time and the client was not pleased! But he could see that it wasn’t the fault of the junior, who had been handed a task beyond his means.”
As his anger was faded it occurred to me that here was a man who might have the answers I sought. This thought gave me the courage to say to him, “You’re a wealthy man and I am seeking the secrets of wealth! If I can finish your job before 9 o’clock tomorrow morning, will you teach me the secrets of your wealth?” He looked at me silently for a minute, thinking the challenge over, and replied, “Ambitious words for one so young, and it’s a hard task you set yourself. But such keenness commands my attention so I will accept on the following terms. If you deliver as promised I’ll pay you well and tell you the secrets of my wealth. If you fail, however, you will forfeit both money and secrets. Is it a deal?” He held out his hand to seal the deal and I took it and shook it.
“Start immediately, young man,” he continued, “for you haven’t a minute to spare. Should your energy flag focus on the reward, a secret worth at least three lifetimes money compared to your present income. I will return at nine o’clock sharp tomorrow morning to pick up the work.” Having said this he turned and quickly strode out.”
“Realizing that here, at last, was the answer to my goal to track the source of wealth, I quickly set to work. I pushed myself with a vengeance until my body cried out for relief. How the hours seemed to speed by as I raced against the merciless clock! On and on I worked, through the night until the rising of the sun, followed by the arrival of the first workers. I finished the work with minutes to spare.”
“As promised, on the hour, in he walked. “Well?” he asked. I could only look at him through bloodshot eyes, grin and hand him the finished sheaf of papers. “Well Done! Congratulations!” he exclaimed, after thumbing through to check for correctness.
“You have done extremely well. I have a cheque here to pay for your time and efforts. I suggest you take the day off to sleep before I share the secrets with you, for you will need to be alert. Come to this address at 8 o’clock tonight,” he said, handing me his card, “and we will talk.”
“Going home I crawled into bed and slept like a baby. I awoke trembling with anticipation with all sorts of thoughts running through my head. What exotic secrets would I learn tonight? Visions of philosophers stones and the Midas touch thrilled me. Now the minutes crawled by as I awaited the meeting hour.”
“I set out early on my journey and, arriving at the appointed time, rang the doorbell. The door was opened by a butler and I was ushered into the presence of my benefactor who extended his hand in greeting. “Welcome Bob.” he said, “Your work was most impressive – accurate and profitable too! Take a seat and we will begin”.
“You are young.” he started, “and youth is like lightning, flashing across the sky with its accompanying clap of thunder. Youth has great energy but lacks experience and so, like lightning, its effects are here and gone. The experience of age is more like the night star the sailors set their course by – the light is dimmer but twinkles consistently. So listen very, very carefully to what I am about to tell you, for if you fail to grasp the secret your nights great efforts will be lost. And if you lose it tonight it may be years before experience reveals the truth of what I am saying.”
“He leaned out of his chair and came close, looking me straight in the eyes. In a low voice he said, “The first secret of all wealth, Bob, is this…
THE FIRST TENTH OF ALL YOU EARN IS YOURS TO KEEP
Aim to pay yourself 10% gross of ALL your incomes and you will become very wealthy, as I have.” Then he sat there silently, still looking me directly in the eye.
“And?” I asked.
“That’s it. That IS the secret foundation of my great wealth. If you repeat my actions you could have the same and more.”
“But everything I earn is mine to keep!” I blurted.
“Is it indeed?” he asked. “Is everything you earn yours to keep? Let’s take a look at your situation.
“You are indeed most fortunate, in that you pay nothing for food, rent or electricity! You have no costs, living for free and have money coming out of your ears! Is this the truth? If so, you have no need of my wealth secrets as you are well on the path, what with all the money you invest!” That his speech was half mocking and half jest was shown by the twinkle in his eyes. “No, I think you miss the point. Your expenses are money you pay to other people – and once paid it has gone from your pocket forever. Where is your own share? What are you paying to yourself? Will you be like the majority who pay all others first and end up forgetting to pay themselves even a token of their own income? Such folly is truly the straight path to poverty! What foolishness to put others before ourselves when dividing our pay packets! Do they return in kind? NEVER! Yet this is the way most arrange their finances.”
“The first wealth rule is to ALWAYS pay yourself the first 10% of your income. This simple rule is the basis of all personal, permanent physical wealth.”
“Work it out for yourself. If you were to save 10% of your income for ten years how much would you have?”
“One years income”, I replied.
“NO! you would have deposited one years income but you would have accumulated double that amount by receiving COMPOUND INTEREST. You would actually have two years income for one years effort.
Think of your money as an eager employee who works hard for you – twenty four hours a day! The interest you earn becomes another silent employee who joins forces with the original one and then they both continue working to make you more. Thus it continues, with each batch of money duplicating itself, continually growing until the money reaches a size where you have a PERMANENT LIVABLE INCOME coming from the CAPITAL without stopping it’s growth. At this point you can retire from making money and start working solely for love.”
“It is wise to start this process immediately so you can reap the harvest all the sooner. Unlike the farmer, the perfect time to plant our crop is immediately. And while the farmer reaps his crops in one season we must wait for ten years or more to start reaping ours. Do not procrastinate or hesitate, for the longer it is left, the longer you will have to wait for your harvest.”
“Bob, I have revealed to you the foundation of all my wealth. It is a very simple formula so our knowledge on this point is equal. It is only our actions that differ, for I have used my knowledge and you have yet to begin. Whether you will make your fortune or not is entirely in the hands of one man, and one man only. Only YOU can do it! I’ll be here to give you progressive knowledge as you grow, for there are different needs for each step up to self sustaining wealth.”
“I have given you enough for one night, you must now absorb the knowledge. Go home and sleep on it. Good luck, and much persistence Bob.” Then he showed me out of the door, into a brilliantly clear night.”
“As I walked home I went over his words again and again, until I realized that here was the truth I had been seeking! Its very simplicity had hidden it from me. While I had craved for magical formulas and “No-Effort-Get-Rich-Quick-Schemes”, the truth had been hiding right in front of my nose. I’d missed it because it had presented itself in working clothes while I had sought it in ease and glamour. I decided then and there to start putting the wealth principles into practice. I worked up to saving 10% of my income as payment to myself and I continue to do this today. It was hard disciplining myself at first, but after a time I found I could live better on 90% of my income than I had on 100%! The wealth principles are powerful levers!”
“The sense of pride I got from my secret wealth helped me overcome the temptation of spending it. I laughed inwardly when I heard members of the staff, twice my age, complaining about their lack of money and security. I’d saved more than most of the senior office staff very quickly. I won’t pretend it was all plain sailing; there were setbacks and heartaches along the way. There was a time when I lost ALL my savings in a bad investment I took by myself: only afterwards did I consult my mentor! But it was a lesson well learned, for it was burned into my memory and has never again been repeated. And because the wealth habits were now ingrained I was able to restart and catch up very quickly. You can rest assured that I sought my mentors advice more frequently after that.”
“As time passed and my own wealth manifested I found that my counsel was being sought on many business transactions. I was able to multiply my wealth with wise investments of time, goods and money in these opportunities. Thus my fortune grew until I stand here, the wealthy man you see today.”
“I came tonight wanting to share with you the knowledge I gained that day, so I’ve prepared this card with the first three golden rules on it.”
“There’s a card for each of you here. Keep this card in your pocket and read it everyday. Put the principles into practice and you have started down the royal road to financial success. As you need more knowledge you can get it from World Peace and Prosperity network.”
“And so my friends, let’s end this conversation for there is a reunion awaiting us – good times to share and dancing into the night. I know at the next reunion, in ten years time, there will be a lot more wealthy men and women! I hope that you are one of them because.. .
“IT’S YOUR RIGHT TO BE WEALTHY!”
Always pay yourself the first 10% of all incomes
Invest your money into permanent incomes
Make safe investments,
Use wise council,
end of book
You may wonder why I am putting a book on material riches on a peace website. The answer is that wholistic wealth that leads to peace uses the principles included in this book PLUS spiritual; principles of wealth!
To be rich we just have to do and have and this is what this book reveals – how to do and have! To be Wealthy (spiritually happy and materially wealthy) takes a lot longer to achieve than mere riches alone – perhaps 3 times as long! But it is worth the wait, because we have to Be first, then do and have! Why is our Beingness so important? Because our Beingness is the source of our eternal happiness! “What profits a man if he gains the world (riches) and loses his soul?(happiness)”
The secret of spiritual wealth is to Be Happy first and then to be materially abundant (notice how I use the word abundant, not riches here!)
I have written this book because the path to riches is so simple that many people (most people, actually) overlook the fact that they are not building their happiness at the same time that they are building material assets and money! Riches, by themselves, are a curse! I know, because my first marriage was into riches!
If you are rich and lose all your money you have also lost all of your happiness too! If you are wealthy and lose all your assets and money then you remain happy because your happiness is not dependent on your possessions! I’ll repeat that (Loudly!)
In Wealth, your happiness
is not dependent
on your possessions!
To set yourself up for happiness independent from your possessions God has revealed a New Age system called WPPN – the Wholistic Peace and Prosperity Network. I recommend that you take a look at it, as it is going to be the way of the future – fully implemented in the world by 2035!
reverend master J’iam